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AzureWave Medical Services

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Insurance & Pricing

Insurance & Pricing

Primary Care Insurance and Pricing Cocoa Beach FL

AzureWave Medical Services is a limited-panel internal medicine practice. In practice, we intentionally restrict the total number of patients across all care models to preserve accessibility, continuity, and quality of care.

To support patient choice, we offer three care pathways:

  • Limited traditional insurance-based primary care
  • Insurance + Concierge membership
  • Concierge-only membership

Because of this intentional structure, all patient numbers are intentionally limited; availability for each option may vary throughout the year.

Insurance Participation

Currently, AzureWave Medical Services participates with select insurance plans, including:

Medicare

  • Original Medicare Part B
  • Railroad Medicare
  • Medicare Supplement/Medigap plans

Florida Blue

  • Florida Blue BlueOptions PPO
  • Florida Blue myBlue HMO
  • Florida Blue commercial PPO plans
  • Florida Blue commercial HMO plans
  • Florida Blue Medicare Advantage HMO
  • Florida Blue Medicare Advantage PPO
  • Florida Blue Medicare Supplement plans
  • Blue Cross Blue Shield BlueCard plans

Aetna

  • Aetna commercial PPO plans
  • Aetna commercial HMO plans
  • Aetna Medicare Advantage HMO
  • Aetna Medicare Advantage PPO
  • Coventry commercial plans
  • Coventry Medicare Advantage HMO
  • Coventry Medicare Advantage PPO

Humana

  • Humana commercial PPO plans
  • Humana commercial HMO plans
  • Humana Medicare Advantage HMO
  • Humana Medicare Advantage PPO
  • Humana Medicaid

Cigna

  • Cigna commercial PPO plans
  • Cigna commercial HMO plans
  • Cigna Medicare Advantage HMO
  • Cigna Medicare Advantage PPO

TRICARE East

  • TRICARE Select
  • TRICARE For Life
  • TRICARE Young Adult–Select
  • TRICARE Reserve Select
  • TRICARE Retired Reserve

Not accepted: UnitedHealthcare, EPO plans, PFFS plans, TRICARE Prime, Medicaid other than Humana Medicaid, and Healthy Horizons plans.

However, insurance participation is subject to change. Therefore, patients are responsible for confirming their individual plan and network status before scheduling.

Limited Traditional Insurance-Based Primary Care

Within our model, we maintain a limited number of insurance-only primary care appointments within our overall patient panel.

As with most plans, covered services are billed to your insurance plan according to your policy. Consequently, patients remain responsible for:

  • Copayments
  • Deductibles
  • Coinsurance
  • Non-covered services

Due to our structure, availability for insurance-only patients may be restricted due to our limited-panel model.

Primary Care Insurance and Pricing Cocoa Beach FL

Insurance + Concierge Membership

$1,950 annually

This option is available for patients whose insurance plans we participate with.

Covered medical services may be billed to insurance when appropriate, while concierge membership enhances:

  • Appointment time
  • Access
  • Care coordination
  • Continuity of care

Because overall membership is limited, availability may vary.

Concierge-Only Membership

$2,400 annually

This option is designed for patients without insurance billing or with insurance plans we do not participate with.

Medical services are provided within the membership structure without billing insurance.

Membership is intentionally limited to preserve physician availability and continuity.

Medicare & Medicare Advantage

In addition, AzureWave Medical Services participates with traditional Medicare (Original Medicare, Part B).

We are proud to be participating with these Medicare Advantage plans:

Florida Blue Medicare Advantage

  • HMO
  • PPO
  • Regional PPO

Aetna Medicare Advantage

  • HMO
  • HMO-POS
  • PPO

Humana Medicare Advantage

  • HMO
  • PPO
  • Group Medicare Advantage HMO
  • Group Medicare Advantage PPO

Humana Medicaid D-SNP

Cigna Medicare Advantage

  • HMO
  • HMO-POS
  • PPO

For clarity, Medicare Advantage plans are private insurance plans that replace Original Medicare and operate under specific network and referral rules.

If You Have Original Medicare (Part B):
In this case, we may serve as your primary care physician and bill Medicare for covered services.

If You Have a Medicare Advantage Plan:

There are two possibilities:

  1. First, If we participate with your specific Medicare Advantage plan, services may be billed according to
    your plan’s coverage rules.
  2. Alternatively, if we do not participate with your Medicare Advantage plan, you may still enroll as a concierge
    patient. However:
  • You may need to maintain your assigned Medicare Advantage primary care physician for referrals and authorizations.
  • Certain services may need to be coordinated through your plan’s network.
  • In support of this, we will work with you to help ensure compliance with your plan requirements.

For this reason, we strongly encourage patients with Medicare Advantage plans to contact our office before scheduling
to verify participation and discuss options.

Payment Policies

For convenience, we accept:

  • Major credit cards
  • HSA / FSA cards

As standard policy, payment for non-covered services is due at the time of visit.

Questions About Coverage?

Insurance policies can be complex. We encourage patients to contact our office prior to scheduling to verify participation and discuss coverage details.

Call 321-518-0165

Or

Schedule Appointment